A leading provider of due diligence, quality control, transaction management, and loan servicing solutions for residential mortgage and consumer loans

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Founded in 2009, by mortgage banking professionals, Recovco is an industry leader in both quality and operational excellence and has proven results of serving clients with due diligence, valuations, quality control, underwriting, and auditing services for banks, mortgage companies, and other market participants.  Recovco ensures that the loans of today and the past are pristine and free of possible unforeseen risks and in compliance with all laws and regulations.

A team with experience and vision

Craig Pino

President

Mr. Pino has over 30 years of experience working in the financial services industry, including 20 years working with mortgage banks and servicers.  Prior to joining Recovco, Mr. Pino held executive management positions including executive vice president and treasurer roles at several of the industry’s largest mortgage banking and mortgage servicing companies. Mr. Pino’s responsibilities have included structured finance transactions, enterprise wide funding, mortgage operations, and collateral management.  Additionally, Mr. Pino has participated on senior management committees and in board-level advisory positions providing insight and advice in the areas of risk management, structured finance, and mortgage operations.

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Craig Pino

President

Mr. Pino has over 30 years of experience working in the financial services industry, including 20 years working with mortgage banks and servicers.  Prior to joining Recovco, Mr. Pino held executive management positions including executive vice president and treasurer roles at several of the industry’s largest mortgage banking and mortgage servicing companies. Mr. Pino’s responsibilities have included structured finance transactions, enterprise wide funding, mortgage operations, and collateral management.  Additionally, Mr. Pino has participated on senior management committees and in board-level advisory positions providing insight and advice in the areas of risk management, structured finance, and mortgage operations.

Founding Team

Adam Pick

Chief Revenue Officer

Mr. Pick has more than 25 years of experience in mortgage capital markets/whole loan trading and credit risk management. Mr. Pick previously worked at Goldman Sachs as the Chief Operating Officer of the Residential Mortgages Asset Management Group. Prior to that he worked at Rich Passage LLC, Stratus Asset Management (whole loan advisor to WLR/Invesco), and Morgan Stanley where he managed various matters pertaining to non-performing whole loan acquisitions, subservicing opportunities, and warehouse lending. Mr. Pick previously held positions at Clayton as a Relationship Manager and Countrywide Securities Corporation where he managed whole loan and securitization due diligence.

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Adam Pick

Chief Revenue Officer

Mr. Pick has more than 25 years of experience in mortgage capital markets/whole loan trading and credit risk management. Mr. Pick previously worked at Goldman Sachs as the Chief Operating Officer of the Residential Mortgages Asset Management Group. Prior to that he worked at Rich Passage LLC, Stratus Asset Management (whole loan advisor to WLR/Invesco), and Morgan Stanley where he managed various matters pertaining to non-performing whole loan acquisitions, subservicing opportunities, and warehouse lending. Mr. Pick previously held positions at Clayton as a Relationship Manager and Countrywide Securities Corporation where he managed whole loan and securitization due diligence.

Founding Team

Trey Beal

Chief Operating Officer

Mr. Beal is a seasoned industry veteran with 20 years of experience in residential due diligence, including underwriting (residential mortgages, student loans, PACE, and automobile/marine), regulatory compliance, RMBS requirements (NPL/RPL and new origination), operations, and client service management. He previously held numerous leadership positions at Clayton including Vice President of Transaction Management and Vice President of Client Service Management. Trey was instrumental in establishing the Centralized Underwriting facilities in Shelton, CT, Tampa, FL and Atlanta, GA.

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Trey Beal

Chief Operating Officer

Mr. Beal is a seasoned industry veteran with 20 years of experience in residential due diligence, including underwriting (residential mortgages, student loans, PACE, and automobile/marine), regulatory compliance, RMBS requirements (NPL/RPL and new origination), operations, and client service management. He previously held numerous leadership positions at Clayton including Vice President of Transaction Management and Vice President of Client Service Management. Trey was instrumental in establishing the Centralized Underwriting facilities in Shelton, CT, Tampa, FL and Atlanta, GA.

Founding Team

Robin Pugh

Chief Underwriting Officer

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Robin Pugh

Chief Underwriting Officer

Mrs. Pugh has three and half decades of mortgage banking experience, having worked in all facets of the loan life cycle, including processing, underwriting, and closing for conforming, non-conforming, jumbo, commercial loans, forensic underwriting and debt service loans. She has also overseen compliance underwriting. Prior to joining Recovco, Mrs. Pugh held management positions at both Digital Risk and National City Mortgage overseeing underwriting, processing and closing. She also has experience in managing forensic underwriting and private-label securitization reviews.

We provide answers

Recovco provides it's business partners with a la carte choices for the fulfillment of a mortgage loan

Residential Mortgage Backed Securities Loan File Reviews

Whole Loan Due Diligence Reviews

Loan Re-Review Services

Transaction Support and Preparation